You're not afraid to invest — you're afraid to look. Bring all your money, in every currency, into one dashboard: net worth, budget and how far you are from your freedom. Encrypted end to end: not even we can see your numbers. Free.
Made for people like you
People who earn in one currency and spend in another
It doesn't matter where you are on the journey — moving, already settled abroad, or with your life split between two places. If your money lives in more than one currency, you know the mess. Here it ends.
The people here represent who the app is made for — they aren't customers or testimonials. The product is new, in early access.
More and more people have money that doesn't fit in one country: it arrives in different currencies and ends up scattered across accounts at home and abroad. I'm one of those people — and I'm also a developer. The question that kept going unanswered was the most basic one: adding it all up, how much do I really have? No spreadsheet or app answered it without treating one of my currencies as an exception. So I designed the tool that was missing: complete, truly multicurrency, and end-to-end encrypted by architectural decision, not by marketing. Not even I, on the server, can see your numbers. I built it to use — and I stand behind every decision in it.
The question was simple: adding it all up, how much do I have?
No opening a bank account, no linking a card, no handing your data to anyone. You enter it, the app organizes it, and the full picture appears — in the currency you choose.
Accounts, investments, debts and goals — each item in its own currency. You type it once.
Currency conversion is automatic (live FX rates), with manual adjustment whenever you want. Real, euro, dollar — your call.
Net worth, the month's budget, your future projection and your freedom number — all in a clean dashboard that fits your phone and your computer.
Most apps promise privacy and, deep down, read everything. Here it's different by design: your data is encrypted on your own device, with a key only you have, before it goes anywhere. What reaches our server is an unreadable blur. No tracking, no ads, no selling your behavior. Privacy isn't a feature — it's the foundation.
Under the hood: your password becomes a key via Argon2id; data is encrypted on your device with AES-256-GCM (browser WebCrypto) before any sync. The key never leaves your device.
End-to-end encryption (E2EE). If you lose your password and your recovery code, not even we can recover your data — that's exactly the point.
Your numbers are scrambled before they leave the device. The server only sees code.
Derived from your password, with a recovery code only you keep. No one else can open it.
You're the user, not the product. We don't sell, don't spy, don't hand it over.
Behind the calm of the dashboard there's real depth. Every number answers a question that keeps you up at night — and answers it in the currency you understand.
Income and spending by category, in any currency, with the month's chart on the spot.
Compound interest + contributions, showing the value down the road and what it's worth in today's money, already adjusted for inflation.
All of this so you can sleep easy knowing exactly where you stand.See my independence →
Your independence number, calculated for real — compound interest, contributions, inflation. In today's money, in the country you choose.
Marcelo and Aline
When financial life is shared, clarity has to be too. With Family Access, you share a read-only dashboard with someone you trust — partner, parent — through a link and a four-digit PIN. They follow the picture; no one changes a thing. And, true to our rule, it happens without breaking the encryption.
The app pulls your net worth and builds your Assets & Rights document — with codes, descriptions and the two 12/31 columns — ready for your accountant to type in. <b>We don't file it, we don't send anything, we don't compute your tax.</b> We just take the chaos out of the way.Bens e Direitos — com código, descrição e as duas colunas de 31/12 — pronto pro seu contador digitar. Não declaramos, não enviamos nada, não calculamos imposto. Só tiramos o caos do caminho.
This is not your tax return. The app organizes — it doesn't file, doesn't send, doesn't give tax advice. Always check with an accountant.
That's where I share the app's build-in-public journey and talk money across currencies and countries. New profile — your follow helps a lot.
The essentials are free forever — no ads, no selling your data. Pro is optional and funds what it costs to keep the app running.
Everything to organize your multicurrency finances, fully private.
Unlocks what goes beyond the basics — and keeps the app alive and independent.
Clarity to see everything, privacy to sleep easy, and a community that gets your journey. Come in now, while it's the beginning — and help build the tool you always wished you had.
