Multicurrency wealth · private · cross-border

Your financial life between countries, yours alone.

The complete dashboard to manage your wealth in any currency and country — whether you live between countries, are moving, or just want everything organized in one place. With end-to-end encryption: the server never sees your numbers.

End-to-end encryption (E2EE) Works offline (local-first) BRL · EUR · USD · GBP PT · EN · IT
nossasfinancas.com.br
Consistency becomes freedom
Net worth
R$ 1.284.930
+2,9% vs. last month
46%
Freedom
12.4 years of freedom covered
Breakdown by currency
BRL 54%EUR 33%USD 13%
Net worth trend
Month's balance
+R$ 7.392
Return
+11,4%
Reserve
8.2 months
Due soon
3 bills
E2EE
End-to-end encryption
4+
Currencies (BRL · EUR · USD · GBP…)
3
Languages (PT · EN · IT)
0
Plaintext data on the server
Why it exists

Simple, yet complete. And truly private.

Personal finance is a crowded market — but multicurrency, borderless and truly private is poorly served. Whether you're an expat, a nomad, moving abroad, or just someone with wealth in more than one currency.

Truly multicurrency

Each asset keeps its own currency. See everything converted to any display currency, with live exchange rates and a manual fallback.

Private by encryption

E2EE: your data leaves the browser already encrypted. The key is born from your password and is never transmitted. Not even we can read it.

Local-first

Instant and offline; syncs on its own in the background. Clearing your browser loses nothing — the encrypted vault lives on the server.

Built for cross-border

Designed for expats, nomads and anyone with income or wealth in more than one country. From income in one currency to property in another — all in one place.

Wealth & Investments

From real estate to satoshis.

Assets, liabilities, classes and subtypes. Current vs. target allocation to rebalance, automatic quotes for stocks and REITs, and net worth always right — in any currency.

  • Breakdown by class and by currency
  • Return, average price and performance
  • Debt schedule and amortization
Allocation
vs. target
R$ 1,1M INVESTED
Fixed income56%
Stocks & ETFs28%
FIIs / REITs11%
Crypto5%
Budget

Every dollar — and every euro — in its place.

Income and spending by category, multicurrency, with recurring entries that post themselves and bills with due dates. Budgeted vs. actual, month by month.

  • Recurring entries and bills to pay
  • Month's savings rate
  • Monthly summary in PDF
June · spending by category
balance +R$ 7.392
Housing€ 1.180
Food€ 640
Transport€ 210
Leisure€ 180
History

Watch your money work.

Your net worth evolving month by month — and how much of the growth came from your pocket (contributions) and how much from returns. The “work of money,” broken out.

  • Contributions vs. returns
  • Automatic net worth snapshot
Current
R$ 1,28M
Growth
+38%
Contributions
R$ 186k
Returns
R$ 152k
Net worth Contributions only
Freedom — the differentiator

How far are you from being free?

Serious gamification — no badges, no confetti. Net worth becomes tangible progress toward financial independence: your %, the independence number, the years covered, your arrival date and your consistency.

46%
You're 46% of the way to freedom
Independence number: R$ 2.760.000 · ≈ 25× your annual cost
Years covered
12.4 years
Estimated arrival
mar/2034
Consistency
14
current streak
18
record
Months in a row in the black — income above spending.
Financial health
82
/ 100 · excellent
Savings
Diversification
Reserve
Milestones
R$ 690.000 · 25% free
Emergency fund complete
R$ 1.380.000 · 50% free next
Projection & Goals

The future, in numbers.

Compound interest on net worth and contributions, across optimistic / base / pessimistic scenarios, nominal and in today's value. Plus goals with a progress bar and an arrival date at your pace.

  • Multi-scenario and FIRE number
  • Goals with “estimated arrival”
Projection · 20 years
Optimistic Base Pessimistic
Own home72%
≈ set/2027
12m reserve100%
reached
Privacy

The server never sees your numbers.

Your financial data only reaches the server encrypted. The key is derived from your password by a strong KDF (Argon2id) and is never transmitted. At signup you get a recovery code — the one and only backup.

  • Encrypts and decrypts only in the browser (E2EE)
  • No email recovery of your data: the key is yours
  • Export/import: you own your data (JSON and CSV)
what the server stores
YOU net worth: R$ 1,284,930
↓ encrypted in your browser ↓
kZ9·a7F2···8Qx//Vd1n+Lp4Tg···Rb6m≈c0Y···eW3kJh···Os51d2···Ux8//4Aq···Tn0pLz·9
SERVER sees only ciphertext — never the value
Multicurrency & cross-border

Any country, any currency.

Income in one currency, investments in another, an account in a third country — or all in the same place. Each item keeps its own currency; you choose the display currency and see everything converted, with live exchange rates.

USD → BRL
5,42
+0,3%
EUR → BRL
5,98
+0,1%
GBP → BRL
6,95
−0,2%
EUR → USD
1,10
+0,2%
Illustrative rates — live in the app.
Frequently asked questions

Everything you want to know.

Is it free?+
Yes. The app is free and private. The idea is to deliver real value first; a paid tier (like cross-device sync and advanced features) may come later, always optional.
Is my data safe? Who can see it?+
Only you. Your financial data is encrypted in your browser (E2EE) before it leaves. The server stores only an encrypted blob — never the values in plaintext. Not even we can read it.
Does it work offline?+
Yes. It's local-first: it runs instantly and offline, and syncs on its own in the background when there's a connection. Clearing your browser loses nothing — the encrypted vault lives on the server.
Which currencies and countries does it work in?+
Any country. Each item keeps its own currency (BRL, EUR, USD, GBP and more) and you pick the display currency — all converted with live exchange rates and a manual fallback.
What if I forget my password?+
At signup you get a recovery code — keep it safe. Since encryption is end-to-end, there's no email recovery of your data: the key is yours, and the code is the only backup.
Can I export my data?+
Yes. You export and import everything in JSON (full backup) and CSV (interoperable). The data is yours — it comes in and out whenever you want.
Can I use it yet? How do I get in?+
Yes! Just create a free account and get started — it takes a minute. Your data is encrypted end-to-end, right in your browser, from the start.
In which languages?+
Portuguese, English and Italian — and the app works in any country and currency.
Get started

Get started. It's free and private.

Create your account in a minute and start organizing your wealth in any currency. Free, private, no card.

Talk to me directlyQuestions, partnerships, feedback
Private from day 1Your numbers are yours — end-to-end encryption